Increased security on credit card transactions

Simple, do like Facebook and other websites are starting to do more frequently, when a user makes a purchase, send them an email that a purchase was made. The email could even include a link to report that the purchase was not made. If the amount was significant, then provider could alert authorities as to where the transaction was made.

Another solution is to either text or use an app on a smartphone to prompt a user to accept the transaction before it is actually made. Users can have the option to use the security feature and not be held reliable if there is fraud, since they get to agree to all transactions, or they can temporarily turn off the feature and accept responsibility for any fraud that occurs while it is off. It would make people be more patient with the process of checking in and vastly increase the security of transactions. Over time the technology could be created better to speed up the process.